This business leader loves to cook up a storm, plays competitive netball and manages one of Milne Bay’s largest office and business complex portfolio. In this first-person interview, Mrs Hacy Abel shares more about herself as well as some of her insights and experiences, including her top super savings tips. I am a proud mother of three children and I have a granddaughter. I am from Milne Bay and Central Provinces. I am so passionate about netball and play in competitions, but it’s seasonal. So cooking is my other favourite thing to do. I love cooking for many people. I will often look for an excuse to cook a massive meal, especially at my fireplace in the backyard. I will cook on my own or get a group of friends to help me out. It’s fulfilling when you get the opportunity, because you are nourishing those around you. Chascorp Ltd. is a property business, which includes Chascorp Haus and Chascorp Business Centre. We are fully-tenanted, and have 28 tenants from difference sectors including government and business shop owners. We are also agents of Boroko Motors and Budget Rent a Car. When we met with Nambawan Super in 2016, we learned about how our staff could save for their retirement, and other superannuation services. I wanted my Staff to have something to lean on in the long run. Without superannuation, you can see what happens to someone who retires. They have nothing. Nambawan Super can really help staff to stay disciplined and focused. There is no card to withdraw the savings, so the money is kept safe. Many of them are happy just to check their balances and see their hard-earned cash. As Papua New Guineans, we also have so many obligations like bride price payments and school fees. Apart from Nambawan Super, Staff can also save with Nambawan Savings and Loans Society (NSLS), available at Nambawan Super offices to meet these sorts of expenses. My mother is from Bwanabwana in Milne Bay, so I have used some of my short-term savings at NSLS to build a permanent home for her. Spend less than what you earn. That’s my top tip for anyone wanting to save. Many of us tend to do the opposite. We can commit to so many expenses, yet our earnings are less and this can get you in trouble. Any Employer should consider joining Nambawan Super so their staff can benefit from savings for retirement and other superannuation services. It also gives the employees other long-term savings options like Voluntary Contributions. With Nambawan Super, you will see that you can fund anything that you’re planning. It is also important because if you are not saving, you do not have any other backup to sustain you when you retire.